Have you been holding off on home repairs due to the recession? Putting off things like broken sewer lines, leaky water heaters, faulty furnaces or air conditioners?

Keeping your home in good repair connects you with your community as it helps to reverse deteriorating trends in neighborhoods, creates jobs locally, and revitalizes the business climate.

Lately, technicians at ABT Plumbing, Electric, Heat and Air have seen a dramatic drop in simple but necessary home repairs. This might end up costing you; studies have shown that deferring maintenance can be more expensive in the long run. Ultimately, these repairs must be made.

You may not be aware that there are many programs available for low to moderate income household to move forward with needed home repairs. Each year Placer County (Auburn, Rocklin, Cool, New Castle, Loomis, Colfax) applies for various State and Federal grants from the Community Development Block Grant (CDBG), HOME Investment Partnership Program (HOME), Affordable Housing Trust Fund Program, and other grant programs. Placer County then provides these funds, in the form of low-interest loans.

If you are a low or moderate income homeowner who is a resident of unincorporated Placer County (Auburn, Rocklin, Cool, New Castle, Loomis, Colfax) living in a single-family home, town house, or condominium, which is your primary residence, you may be eligible for a low-interest loan of up to $150,000.

There are two ways to pay back the loans, either amortized loans that begin after completion of construction and continue for a 20-30 year term, or deferred loans, as long as your housing payments don’t exceed 30% of your income. After five years, the income will be reviewed. Seniors could also be eligible for a longer deferment.

Why not check into these programs? It helps you, and it helps the neighborhood and community. For more information, visit this website: www.easyasabt.com or call for more information at 530-886-8700.